Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 : NY-Life-Accident-and-Health

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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. The general enrollment period for Medicare Part B ends on

A) June 30.
B) May 31.
C) December 31.
D) March 31.

2. The PRIMARY purpose of respite care is to

A) provide temporary relief to the patient ' s primary caregiver.
B) provide counseling services to the patient ' s primary caregiver.
C) ensure that the patient gets some skilled care.
D) provide the patient with social opportunities.

3. With respect to small group health benefit plans, a carrier may discontinue coverage or may refuse to renew such a plan if the employer

A) falls to pay the premium prior to the end of the grace period.
B) has a supplemental plan with a competing carrier.
C) employs fewer than 15 full-time employees.
D) has filed for bankruptcy in the prior year.

4. Which of the following Long Term Disability clauses states that insureds are considered totally disabled when they CANNOT perform the major duties of a gainful occupation for which they are reasonably suited because of education, training, or experience?

A) Presumptive disability clause.
B) Partial disability clause.
C) Regular occupation clause.
D) Any occupation clause.

5. A policyowner may choose to have his/her life insurance policy dividends do all of the following EXCEPT

A) purchase additional insurance protection.
B) be paid to the policyowner in cash.
C) reduce the policy premium.
D) accumulate without interest.

Solutions: