Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer : Ok-Life-Accident-and-Health-or-Sickness-Producer

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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. Misrepresenting the advantages and benefits of a new policy to induce replacement of an existing policy is

A) rebating.
B) defamation.
C) forfeiting.
D) twisting.

2. When you purchase an annuity, you are purchasing a

A) disability insurance policy.
B) guaranteed income.
C) universal life policy.
D) whole life policy.

3. How many employees are REQUIRED before an employer is subject to COBRA?

A) 50 employees
B) 30 employees
C) 31 employees
D) 20 employees

4. Every licensee must keep records pertaining to insurance transactions for how many years?

A) 3
B) 5
C) 10
D) 7

5. Which type of life insurance policy is written under a single contract for both spouses in which it is payable upon the first death?

A) family term
B) whole
C) dual capacity
D) joint

Solutions: