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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Insurance Regulation | 12% | - Company regulation
|
| Title Insurance Principles | - Risks covered by title insurance
| |
| Title Exceptions and Procedures for Clearing Title | 21% | - General exceptions - Property-related issues
|
| General Insurance Concepts | 3% |
Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:
1. Which of the following parties can file a claim under the provisions of a title policy?
A) The insured named under the policy.
B) The holder of a judgment against the insured.
C) The taxing authority with jurisdiction over the insured property.
D) The holder of an undisclosed interest in the insured property.
2. Who of the following CANNOT be covered by a Closing Protection Letter?
A) Seller.
B) Escrow agent.
C) Lender.
D) Purchaser/buyer.
3. The sale of a property was subject to the buyer's being able to assume an existing loan on the property. Upon examination, the note was found to contain a clause that prohibited the assumption of the loan. The clause was
A) a prepayment clause.
B) a due-on-sale clause.
C) a subordination clause.
D) an assumption clause.
4. On what schedule of a title commitment would you find an easement that is proposed to be an exception from policy coverage?
A) B-I
B) B-II
C) C
D) A
5. Which of the following is the broadest form of ownership allowed by law?
A) leasehold
B) life estate
C) easement estate
D) fee simple
Solutions:
| Question # 1 Answer: A | Question # 2 Answer: B | Question # 3 Answer: B | Question # 4 Answer: B | Question # 5 Answer: D |
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